Kuleja njila wa bululame wa midimu ya benkiwa mishika idi ilonda mikenjiwa investissementwa midimu ya assurancewa midimu ya benkiwa mishika idi ilonda mikenjiwa investissementwa midimu ya assurance bua tshiseba tshia mina mikese
KOTA udi plateforme wa numérique bua dibuela dia bena-mudimu mu bululame ne dilama dia bukwatshanganyi bua biangata mu tshiseba tshia mina mikese ne mina mitekete. Udi wambuluisha benki ne bafudi bakuabo bua kuambuluisha bituadi ne biangata bia mina.
KOTA udi muakane bua bena-mudimu ba kalubuala konso, ne udi mua kuangatshibua bua kuleja dilonda dia mina ne diluki dia bushuwa.
Maniema · RDC
Bushuwa pa mudimu
Ku bukufi
Benki badi bamona tshiseba tshia mina mikese bu tshia bualu bukole bua kupeshangana makuta. Bena-mudimu kabena ne dossier mulongolomeshibua udi benki bakeba bua kupeshangana ku bukubi. KOTA udi ujika mukenga eu — sangisha musangu umue, abanya tshipese ku tshipese, angata kabidi bua mulunda konso udi tshiseba tshikukeba bua kusankisha.
Bushuwa lelu
Bua bukwasha bua bena-mina, bansumbi-mina ne bena-mina, kuasula compte wa benki kudi kanu mubi.
Bukwasha bua bena-mina, bansumbi-mina, bensanduluyi ne bena-mina bumue-bumue badi badisangana ne mikalakaji mivule pakatabo kusua kuasula ba comptes, kupeta crédit, anyi kuambuluisha midimu yabu ya biangata ne biangata. Ngumu yabu kayidi ilongolomeshibua mu mushindu udi benki bakeba bua kushindika bushuwa bua mwena-mudimu, kutangila kudi nseke wa makuta ne kutumikila mikenji ya buloba bujima ya diluki dia bushuwa.
Bena-mina mikese badi badisangana ne malu a dilonda mikenji adi alua kudi tuseke tuonso pakatupu, dimue ne dimue didi diakane padidi ditangidibua nkayadi, kadi yonso pamue idi ilonga musakidi wa mikanda idibu kabayi ne njila wa kupita. Bilamatu ebi bidi bitupibua kule, kudi bensumbi, ba régulateurs ne ba mecanismes a buloba bujima bidi byenza mudimu ne mikenji idi mifunda mu kontinanti mukuabo, kadi mwena-mudimu kena ne sisteme wa kulama mikanda, kena ne dossiers a bukwasha, kena ne bureau wa dilonda mikenji bua kuandamuna. Mikanda kayipo nansha, ne mwena-mina udi mubipibua bua tshidi tshikadi tshikepela. Benki badi babenga kupeshangana, bensumbi badi bapungisha mushinga anyi badiumusha, ne kubenga kwa diakidi kudi kwenza dilonda mikenji kakabukenu kudi kulua tshilejilu tshikadi kantu kakabeba.
Benki, ku luseke luabu, badi bamona tshiseba bu tshia bualu. Kutangila mwena-mudimu yonso ku-yonso kudi mushinga, ne ngumu wa kupeta udi mubi bua kushindika. Disungula dipepele misangu mivule udi dibu disokoka anyi dibenga.
Mwena-mudimu udi unangata milombwelu yonso nkayende.Benki, basumbi, ba-certificateurs, ba-régulateurs, ba-bailleurs ne tshiseba tshia bantu bonso, umwe ne umwe udi ulua ne format yende. Mulunda mukese kupita mu njila wa diteta udi ulombibwa kukokesha bonso.
Diandamuna dia KOTA
Sangisha musangu umue. Bua kuandamuna ku dilomba dionso.
KOTA udi wambuluisha bena-mudimu ba tshiseba tshia mina mikese mu njila wa malu adi benki ne balunda bakeba bushuwa — difunda, miaba, midimu, bantu, biangata — champ ku champ, ku muakulu wa pepela. Diambuluisha mu njila konso. Dimona dia bukole dia tshidi kanu tshikepa ne mushinga wa tshintu konso. Mudimu wa dilonda mikenji, udi kale kawukadi mua kusangishibua nkayebe, udi mutapaktshibua mu bipese bidi mwena-mudimu mua kushikija pa bukole.
Profil udi musangishibua musangu umue, panyima udi wangatshibua kabidi bua mudimu konso udi tshiseba tshikukeba. Kuasula compte wa benki. Kulomba crédit anyi financement wa biangata. Kuleja diluki dia bushuwa kudi régulateur, certificateur anyi musumbi. Mulunda konso ne konso udi wangata bipese bidi mwena-mudimu musungule kuabanya.
Trust Merchant Bank — benki wa kumudilu wakenza numérique tshiseba tshia mina mikese — udi wangata KOTA lelu bua kubuela bena-mudimu ba mina mu Repubilikee wa Démocratique wa Kongo. Udi wenza mudimu, ku Tshifalanse. Wakidikisha bua benki ya balunda badi bamona tshikondo tshia mushindu umue.
